


We make home upgrades possible for families who need them most.
Old fridges, drafty windows, and broken air conditioners waste energy and drag down the value of your home. Over time, those problems add up, and can make it harder to pass your home on, take out a loan, or sell when you’re ready.
The Climate Equity Home Fund helps you fix what matters.
We provide low-cost financing for upgrades that lower your utility bills and improve how your home functions. These repairs also increase your home's long-term value by improving energy efficiency, safety, and livability.
You choose what to fix. We make a plan together. Then we help you get it done, without putting your finances at risk.
We focus on practical improvements that save you money and boost your home’s worth such as:
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Solar
Panels
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Energy Star Appliances
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Roof
Replacement
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Air
Sealing
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HVAC
Symptoms
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Who is this for?
This program is for homeowners who want to protect their home and reduce monthly costs.
We serve Philadelphia homeowners who have been left out of traditional loan programs. If your house needs work but you do not have access to fair financing, you are not alone - and this program is for you.
You may qualify if you:

Own a home in Philadelphia.

Have a low or moderate income.

Are responsible for energy bills.

Need a new roof, HVSC system, or appliances.

Are dedicated to building equity.
How does it work?
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3.
Choose your Upgrade/Plan Delivery
If you qualify, we will help you schedule the upgrade and set up a repayment plan that works for your situation. If you qualify for a grant, we will explain that too.
2.
Talk with a Member of our Team
We will follow up to learn more, answer your questions, and explain what options are available to you.
1.
Fill our the Interest Form
Tell us about your home, your monthly bills, and the upgrades you need. It takes five minutes or less.
FREQUENTLY ASKED QUESTIONS
FAQS

Partner with Us
We believe home upgrades are for everyone, not just those who can afford it.
The Climate Equity Home Fund is a mission-driven financing model that helps low- and moderate-income homeowners complete critical energy upgrades. Our work reduces energy costs, increases home value, and creates lasting financial benefits for families in underinvested neighborhoods.
We partner with:

Housing Nonprofits/ Energy Service Providers

Green Banks/ Community
Lenders

Local Contractors/ Workforce Development Groups

Institutional Funders/Impact Investors
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City and State Climate Resilience Programs
